"Told you he would win," said Flapp to Powell.

"The race isn't over yet," answered Songbird briefly.

"Humph! Do you think Dick Rover can catch Jackson when he is five yards
behind"?

"Not quite as much as that, Flapp, and he is gradually crawling up."

"He won't make it, I tell you."

"Perhaps he will."

"I'll bet you five to one that he won't," insisted the big boy.

"I won't bet any more."

"You're afraid," sneered Flapp.

Again Powell went down into his pocket and drew forth another dollar.

"There you are," he said to the stakeholder.

Lew Flapp had not expected this, but he quickly covered the one dollar
with a five, feeling sure he was going to win.

"You'll never see your two dollars again, Powell," he said.

"Perhaps you'll never see your six again," answered Songbird, and moved
away to watch the race from another point along the island shore.

Jackson was certainly swimming well, although the terrific strain was
beginning to tell upon him.

"Go it, Jackson," roared Lew Flapp. "Go it, old Moneybags!"

"Moneybags" was a signal among many of the cadets, signifying that the
speaker had bet money on the result. Betting at the academy was
strictly prohibited, but wagers were often made on the sly.

Hearing this cry, Jackson renewed his struggles and for a few seconds
held his lead.

But now Dick Rover was crawling up inch by inch. He had passed Tom, who
was left hopelessly in the rear, and now he was pressing Larry.

"The major and the captain are tie!"

"See, Captain Rover is crawling ahead!"

"Swim, Jackson, swim!" yelled Lew Flapp frantically. "You must win!"
And Pender took up the call, and so did Rockley.

Again Jackson did his best. The finish of the race was now but twenty
yards off.

"Go in and win, Dick," came from Larry Colby. "I'm about used up," and
he let Dick go ahead.

Dick was almost as fresh as at the start and slowly but surely he kept
gaining upon Jackson until the two were not over two yards apart.

"Hurrah, Captain Rover is crawling up!"

"Don't give up, Jackson, you can win out yet!" screamed Lew Flapp.

"Go it, Dick!" yelled Sam. "Go it, I say! The race is yours!"

Cheered by the last cry Dick increased his stroke and in a second more
he was alongside of Jackson.

The latter made a side kick, intending to catch Dick in the stomach,
but the eldest Rover was wise enough to keep out of his opponent's
reach.

The kick made Jackson lose ground, and like a