"In course."

"No, Dick, you are too generous. I couldn't think of it. Almost
three-quarters of the money is yours. You must spend it on
yourself."

"I don't need it," said Dick.

"You may not need it now, but you will some time."

"I shall have some more then."

"That may be; but it wouldn't be fair for me to use your money,
Dick. I thank you all the same for your kindness."

"Well, I'll lend it to you, then," persisted Dick, "and you can pay
me when you get to be a rich merchant."

"But it isn't likely I ever shall be one."

"How d'you know? I went to a fortun' teller once, and she told me I
was born under a lucky star with a hard name, and I should have a
rich man for my particular friend, who would make my fortun'. I
guess you are going to be the rich man."

Fosdick laughed, and steadily refused for some time to avail himself
of Dick's generous proposal; but at length, perceiving that our hero
seemed much disappointed, and would be really glad if his offer were
accepted, he agreed to use as much as might be needful.

This at once brought back Dick's good-humor, and he entered
with great enthusiasm into his friend's plans.

The next day they withdrew the money from the bank, and, when
business got a little slack, in the afternoon set out in search of
a clothing store. Dick knew enough of the city to be able to find a
place where a good bargain could be obtained. He was determined that
Fosdick should have a good serviceable suit, even if it took all the
money they had. The result of their search was that for twenty-three
dollars Fosdick obtained a very neat outfit, including a couple of
shirts, a hat, and a pair of shoes, besides a dark mixed suit, which
appeared stout and of good quality.

"Shall I send the bundle home?" asked the salesman, impressed by the
off-hand manner in which Dick drew out the money in payment for the
clothes.

"Thank you," said Dick, "you're very kind, but I'll take it home
myself, and you can allow me something for my trouble."

"All right," said the clerk, laughing; "I'll allow it on your next
purchase."

Proceeding to their apartment in Mott Street, Fosdick at once tried
on his new suit, and it was found to be an excellent fit. Dick
surveyed his new friend with much satisfaction.

"You look like a young gentleman of fortun'," he said, "and do
credit to your governor."

"I suppose that means you, Dick," said Fosdick, laughing.

"In course it does."

"You should