and sent it off
that the full significance of all that he had done broke upon him. He
had sacrificed everything. His pension was gone. He had nothing save
only what he could earn. But the stout old heart never quailed. He
waited eagerly for a letter from the Saint Lawrence Shipping Company,
and in the meanwhile he gave his landlord a quarter's notice. Hundred
pound a year houses would in future be a luxury which he could not
aspire to. A small lodging in some inexpensive part of London must be
the substitute for his breezy Norwood villa. So be it, then! Better that
a thousand fold than that his name should be associated with failure and
disgrace.

On that morning Harold Denver was to meet the creditors of the firm,
and to explain the situation to them. It was a hateful task, a degrading
task, but he set himself to do it with quiet resolution. At home they
waited in intense anxiety to learn the result of the meeting. It was
late before he returned, haggard pale, like a man who has done and
suffered much.

"What's this board in front of the house?" he asked.

"We are going to try a little change of scene," said the Admiral. "This
place is neither town nor country. But never mind that, boy. Tell us
what happened in the City."

"God help me! My wretched business driving you out of house and home!"
cried Harold, broken down by this fresh evidence of the effects of his
misfortunes. "It is easier for me to meet my creditors than to see you
two suffering so patiently for my sake."

"Tut, tut!" cried the Admiral. "There's no suffering in the matter.
Mother would rather be near the theaters. That's at the bottom of it,
isn't it, mother? You come and sit down here between us and tell us all
about it."

Harold sat down with a loving hand in each of his.

"It's not so bad as we thought," said he, "and yet it is bad enough.
I have about ten days to find the money, but I don't know which way to
turn for it. Pearson, however, lied, as usual, when he spoke of L13,000.
The amount is not quite L7,000."

The Admiral claped his hands. "I knew we should weather it after all!
Hurrah my boy! Hip, hip, hip, hurrah!"

Harold gazed at him in surprise, while the old seaman waved his arm
above his head and bellowed out three stentorian cheers. "Where am I to
get seven thousand pounds from, dad?" he asked.

"Never mind. You spin your yarn."

"Well, they were very good and very kind, but of course they must
have either their money or t