d that you can bear a
little extravagance without injury; but

"For age and want save while you may;
No morning sun lasts a whole day."

Gain may be temporary and uncertain, but ever, while you live, expense
is constant and certain; and It is easier to build two chimneys than to
keep one in fuel, as Poor Richard says; so, Rather go to bed supperless
than rise in debt.

"Get what you can, and what you get, hold;
'Tis the stone that will turn all your lead into gold."

And when you have got the philosopher's stone, surely you will no longer
complain of bad times or the difficulty of paying taxes.

"IV. This doctrine, my friends, is reason and wisdom; but, after all, do
not depend too much upon your own industry and frugality and prudence,
though excellent things; for they may all be blasted, without the
blessing of Heaven; and, therefore, ask that blessing humbly, and be not
uncharitable to those that at present seem to want it, but comfort and
help them. Remember, Job suffered, and was afterward prosperous.

"And now, to conclude, Experience keeps a dear school, but fools will
learn in no other, as Poor Richard says, and scarce in that; for, it is
true, we may give advice, but we can not give conduct. However, remember
this: They that will not be counseled can not be helped; and further,
that, If you will not hear Reason, she will surely rap your knuckles, as
Poor Richard says."

THE END.

BOOKS BY WILLIAM O. STODDARD.

_THE WINDFALL; or, After the Flood._ Illustrated by B. WEST CLINEDINST.
12mo. Cloth, $1.50.

The young hero and heroine of Mr. Stoddard's
stirring tale of mining life and of adventures by
field and flood, teach lessons of pluck and
resourcefulness which will impart a special and
permanent value to one of the best stories that
this popular author has given us.

_CHRIS, THE MODEL-MAKER._ A Story of New York. With 6 full-page
Illustrations by B. WEST CLINEDINST. 12mo. Cloth, $1.50.

"The girls as well as boys will be certain to
relish every line of it. It is full of lively and
likely adventure, is wholesome in tone, and
capitally illustrated."--_Philadelphia Press._

_ON THE OLD FRONTIER._ With 10 full-page Illustrations. 12mo. Cloth,
$1.50.

"A capital story of life in the middle of the last
century. . . . The char