you, and if you have a picture of
yourself, I should like it."

"I have only one, taken when I was a little girl," she answered, "but
you shall have it."

He could have had her heart, and soul even, had he asked it.

"Now play for me, dear," he said very gently, "some of the old songs you
play best."

And once again, as many times before, Winn visited the banks of "Bonnie
Doon" and the fields of heather over which the tartan-clad ranks marched
to the tune of "The Blue Bells of Scotland" and "The Campbells are
Coming." And he heard the pipes droning and saw "Bonnie Dundee" with
waving plume and the sweet lassie "Comin' thro' the Rye," and heard the
love plaint of "Robin Adair," "Auld Robin Grey," and the undying
heart-cry of sweet "Annie Laurie."

And into these was blended the low lullaby of the ocean.

When it was all ended and the twilight had come, without a word he held
out his hand, and slowly and in silence gently guided her footsteps out
of the gorge. Along the devious way among the ledges he led her, a
drooping flower, thirsting for one drop of the water of life, one word
of love, ay, one word of pity!

The purple shade of coming night had crept in from the wide ocean ere
they reached the old stone tower, and here he paused. Full well he knew
what every impulse of his own heart called upon him to utter, and yet
his lips were dumb. Full well he knew how the girl who stood beside him
felt, and the heartache that was her portion.

And still he was silent!

The chill night breeze from the sea swept over the hill. Suddenly the
girl shivered.

And then, as he looked out upon the darkening sea and heard the solemn
requiem sounding below the cliff, the voice of eternity and life and
death speaking there unsealed his lips.

The next moment Mona was clasped in his arms.

"God help me, little girl," he said, "I love you."

Later, the moon, smiling approval, rose out of the ocean, and when the
two, now one, turned to go, once more he gathered her close to his
heart.

"You will come back now, won't you?" she said.

And looking into the tear-wet eyes upraised to his, he kissed her once,
twice, thrice.

"Surely," he answered, "my heart is here now."

CHAPTER XXVIII

ON 'CHANGE

In Wall Street, the most gigantic gambling Mecca the world knows, where
millions change hands every hour of the five of howling delirium that
constitute a stock-exchange day, the two parties, "bulls" and "bears,"
wage