s, and his money lasted him two years.
Had his life been equally at his disposal, he would have been in the
hands of the pale Receiver, Death, when his oil-wells passed to other
owners. Having so precious a pearl, therefore, as this life, let us make
its setting a thing of beauty. Let us invest our moments as

THE WISE MAN,

who, instead of buying on time and paying eight per cent. interest,
saves his earnings and puts them out at eight per cent. interest, thus
reaping a difference of sixteen per cent., or nearly one-sixth of his
yearly surplus. Every idea put into your head is invested at interest.
Every expenditure of time which is a waste is a payment of interest, a
corroding, double-acting agency of evil to your welfare.

YOU WANT TO SUCCEED IN THE WORLD,--

of course, you do! Look out, and do not let the thrifty men of brains
lend you their ideas at that fatal eight per cent., which, in reality,
means fully sixteen! Put into the deposit-vaults of your memory the
diligent results of your study. Those you put in earliest will pay the
most profit. When you are thirty years old there will be few with
heavier coffers. You will have little need to complain of

FAVORITISM AND DISCRIMINATION

then. On the contrary, you will, strangely enough, hear many lay that
very charge against those wise old men who have been observing you and
peeping into your treasure-chests when you were not on the watch. To the
man, fortunate in his youth in having been

ADVISED RIGHTLY,

who has not misspent a moment of his time, "the thought of the last
bitter hour" will not "come like a blight," and there will be no "sad
images of the stern agony." The wise and good man, who has the unmixed
reverence of the great and the humble, whose "hoary head is a crown of
glory," approaches his grave "like one who wraps the drapery of his
couch about him, and lies down to pleasant dreams." "I wasted time, and
now doth time waste me!" is the cry of a misspent life. If you have
cast away a portion of your existence, I beg of you to transfix this
public notice before your companions that they may profit by your
experience:

"LOST!

"Yesterday, somewhere between sunrise and sunset, two golden hours, each
set with sixty diamond minutes, the gift of a kind Father!"

HASTE AND WASTE.

The value of Time should never be so foolishly conceived as to urge a
man or a woman to that hurry which shows a thing to be too big for him
who undertake