her, must be learned by the girl at work before she can estimate
the value of her wages.

During the time when she is becoming skilled in her occupation it is
difficult for the girl at work to support herself entirely. If she is
living at home, her family will help her. But she should always remember
the girl who is not living at home, and should feel that it is her duty
not to lower this girl's wages below a living standard. Every girl at work
should make an effort to know what a living wage is in the place--town,
city or country--where she is employed. Wages for skilled workers should
be of a good standard, that is, the wage paid should be sufficient to make
the worker efficient and comfortable. Even the beginner should have a
living wage.

Prices of food, clothing and board, and the other expenses which one
has to meet, are different in town, city and country. When the girl
wage-earner changes from the place in which she lives, she should find
out beforehand as accurately as possible how much she will need to live
on in the place to which she may be thinking of going.

If we do not think accurately and carefully about what we earn and what
we spend, we shall likely always remain undeveloped in judgment and
character, and shall not be able to take the responsibility which should
come to every mature person.

A girl worker in one employment may necessarily have a different scale of
expenses from a girl at work in another occupation. For instance, it costs
the average stenographer more to keep up her standard of efficiency than it
does the average girl in a factory. The stenographer also has to spend more
time and money in preparing for her occupation. A girl in a factory who is
earning twelve dollars a week is better off financially, therefore, than
the stenographer earning twelve a week. A woman physician may have a yearly
income of two or three thousand dollars. A teacher who has an income of
fifteen hundred dollars a year may be better off financially. The physician
has to pay the rent and upkeep of her office; she must have someone to
answer her telephone and to take messages; she may need a conveyance so
that she can get about to her patients. Her training and the equipment she
uses in her work are more varied and expensive as a rule than those which
are required by a teacher.

We should remember that while what we earn is important, there are other
considerations as important. The joy of the worker in her wor