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the plain and common people into the foreground of the charitable consciousness. Here, too, the facts will not always travel in straight lines, and the great souls of earlier ages will be found to have anticipated our best thinking; but usually the world has failed in {4} any effort to adopt their high standards. Speaking roughly, several centuries of charitable practice, in the English world at least, are fairly well summed up in the doggerel verses of that sixteenth-century divine, quoted by Hobson, who counselled his flock, "Yet cease not to give Without any regard; Though the beggars be wicked, Thou shalt have thy reward." The spirit of the mediaeval church, too, encouraged charitable giving in the main "as a species of fire insurance." The poor, when they were thought of at all, were too likely to be regarded as a means of saving the giver's soul. This view of poverty is either quite dead or dying, but the sentimental view, which succeeded it, is still very common. We are still inclined to take a conventional attitude toward the poor, seeing them through the comfortable haze of our own excellent intentions, and content to know that we wish them well, without being at any great pains to know them as they really are. In other words, our intentions are good, but they {5} are not always good enough to lead us to take our charitable work quite seriously, and found it solidly upon knowledge and experience. But the century drawing to a close has seen two very important developments in charitable work in England and America; developments quite as important in their own field as the advances of the century in the art of fiction. The first of these is the wonderful growth of the spirit of individual service, which has found one of its highest expressions in the work of friendly visitors in the homes of the poor. The second is the new but vigorous growth of the spirit of social service, which has found its best expression in social and college settlements. It might be possible to prove that both these developments are merely revivals, that at several stages of the world's history the same ideas have been put forward under other names; but never before, as it seems to me, have they found such general recognition. This gives us three tolerably well-defined phases of charitable progress: the phases of indiscriminate relief, of individual service, and {6} of social service. In the first phase, we
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