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the Philadelphia store, another was opened in New York in the old Stewart building, to which another building, four times as large, has recently been added. Wanamaker from the first firmly believed in P. T. Barnum's old adage that "A satisfied customer is the best advertisement," and he made every effort to see that none left the Wanamaker stores unsatisfied. He also made it a rule that no visitor to his store should ever be urged to buy anything; that every article of merchandise should be exactly as represented, and that any purchase might be returned and the purchase money would be refunded without question. As a result, Wanamaker got a reputation for fair dealing which proved his greatest asset. One would think that the management of such a business would fully occupy any man, but Wanamaker found time for many public and benevolent interests. He founded, in 1858, the Bethany Sunday School, which has grown into perhaps the largest in the world and of which he has always been superintendent; he has taken part in many movements for civic reform, and from 1889 to 1893 was postmaster general of the United States. He reorganized the service; set in motion the rural delivery system, the greatest single improvement in its service the department has ever made; and tried to secure a postal telegraph, a postal savings-bank, a parcels post and one-cent letter postage. He was the first official to regard the service as a business pure and simple, and if the reforms he suggested had been carried out, the United States postoffice would now be a model for the world. * * * * * The greatest banker and financier in America at the present day is undoubtedly J. Pierpont Morgan, who, however, is known not so well for the millions he has accumulated as for the other millions he has spent in collecting rare objects of art, until he has become the possessor of a collection surpassing any ever possessed by another private individual. That much of this will one day be bequeathed by its owner to the public there can be little doubt. J. Pierpont Morgan is of a family of bankers. His father, Junius Spencer Morgan, was for many years a partner in the great London banking house of George Peabody & Co., and on the retirement of Mr. Peabody, succeeded him as the head of the business. There was never any doubt of the son's vocation. Born in 1837, and carefully educated, he entered the banking house of Duncan, Sh
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