l. You passed down by the
dirty old church, on the northeast corner of School and Tremont
Streets, which stands trying to hide its ugly face behind a row of
columns like sooty fingers, and whose School-Street side is quite
bare, and has the distracted aspect peculiar to buildings erected on
an inclined plane;--passing this, you came in sight of the bank, a
darksome, respectable edifice of brick, two stories and a half high,
and gambrel-roofed. It stood a little back from the street, much as an
antiquated aristocrat might withdraw from the stream of modern life,
and fancy himself exclusive. The poor old bank! Its respectable brick
walls have contributed a few rubbish-heaps to the new land in the Back
Bay, perhaps; and its floors and gambrel-roof have long since vanished
up somebody's chimney; only its money--its baser part--still survives
and circulates. Aristocracy and exclusivism do not pay.

The bank, perhaps, took its title from the fact that it owed its chief
support to the Beacon Hill families,--Boston's aristocracy; and
Boston's standard names appeared upon its list of managers. If
business led you that way, you mounted the well-worn steps, and
entered the rather strict and formal door, over which clung the
weather-worn sign,--faded gold lettering upon a rusty black
background. Nothing that met your eyes looked new, although everything
was scrupulously neat. Opposite the doorway, a wooden flight of stairs
mounted to the next floor, where were the offices of some old Puritan
lawyers. Leaving the stairs on your left, you passed down a dusky
passage, and through a glass door, when behold! the banking-room, with
its four grave bald-headed clerks. But you did not come to draw or
deposit, your business was with the President. "Mr. MacGentle in?"
"That way, sir." You opened a door with "Private" painted in black
letters upon its ground-glass panel. Another bald-headed gentleman,
with a grim determination about the mouth, rose up from his table and
barred your way. This was Mr. Dyke, the breakwater against which the
waves of would-be intruders into the inner seclusion often broke
themselves in vain; and unless you had a genuine pass, your expedition
ended there.

Our pass--for we, too, are to call on Mr. MacGentle--would carry us
through solider obstructions than Mr. Dyke; it is the pass of
imagination. He does not even raise his head as we brush by him.

But, first, let us inquire who Mr. MacGentle is, besides Preside