tion for such trivial losses. You must allow that we cannot
make good pocket-handkerchiefs, gloves, brooms, slippers, all the small
articles which are every day exposed to the chances of being burnt."

She got red, and felt inclined to fly into a rage.

"But, Monsieur, last December one of our chimneys caught fire, and
caused at least five hundred francs' damage; M. Oreille made no claim on
the Company, and so it is only just that it should pay for my umbrella
now."

The manager, guessing that she was telling a lie, said, with a smile.

"You must acknowledge, Madame, that it is very surprising that M.
Oreille should have asked no compensation for damages amounting to five
hundred francs, and should now claim five or six francs for mending an
umbrella."

She was not the least put out, and replied:

"I beg pardon, Monsieur, the five hundred francs affected M. Oreille's
pocket, whereas this damage, amounting to eighteen francs, concerns Mme.
Oreille's pocket only, which is a totally different matter."

As he saw that he had no chance of getting rid of her, and that he would
only be wasting his time, he said, resignedly:

"Will you kindly tell me how the damage was done?"

She felt that she had won the victory, and said:

"This is how it happened, Monsieur: In our hall there is a bronze
stick-and umbrella-stand, and the other day, when I came in, I put my
umbrella into it. I must tell you that just above there is a shelf for
the candlesticks and matches. I put out my hand, took three or four
matches, and struck one, but it missed fire, so I struck another, which
ignited, but went out immediately, and a third did the same."

The manager interrupted her, to make a joke.

"I suppose they were Government matches, then?"

She did not understand him, and went on:

"Very likely. At any rate, the fourth caught fire, and I lit my candle,
and went into my room to go to bed; but in a quarter-of-an-hour I
fancied that I smelt something burning, and I have always been terribly
afraid of fire. If ever we have an accident it will not be my fault, I
assure you. I am terribly nervous since our chimney was on fire, as I
told you; so I got up, and hunted about everywhere, sniffing like a dog
after game, and at last I noticed that my umbrella was burning. Most
likely a match had fallen between the folds and burnt it. You can see
how it has damaged it."

The manager had taken his clue, and asked her:

"What do you estimate th