which was a
rather unusual proceeding, since the cashier was the one with whom all
ordinary affairs were transacted.

And now that he thought of it, might there be a reason in his setting
Ferd to work to earn his own living.

He discovered the object of his last thought behind a counter, looking
disconsolate, though when Ferd saw him he tried to brace up and assume
his former patronizing air, beckoning Dick to approach.

Actually he offered to shake hands, which was a sure indication that
Ferd had suffered a fall in his pride.

"How d'ye do, Dick? Getting along all right in the bank? I had an idea
I'd like to take up the financial end of the game, but when I discovered
what slaves all bank clerks are nowadays, I changed my mind. It's a heap
better to work into the ropes here, and learn how the governor manages
things; because you understand, before a great while I expect to see my
name on the sign with his. Archibald Graylock & Son, won't look half
bad, eh? After that I can take it easier, you see. And when the whole
business comes my way, after the old man cashes in his checks, why I
expect to travel and enjoy life. I'm thinking of investing in a car the
very day I get to be a partner here; yes, and I've been having stacks of
catalogues sent me of the different makes. Don't suppose you feel any
interest in such things; perhaps you may ten or twenty years from now,
when you get to be cashier."

It amused Dick to hear Ferd boast, and never changed his own ideas a
particle.

Just now he wondered deep down in his heart what effect it would have on
the fellow if his father did make a grand smash, and it actually became
a necessity for Ferd to get out and hustle for his daily bread--it might
prove the making of him in the end.

"Oh! I sometimes dream of having such a thing, some fine day; but just
as you say, I rather guess that time is a long way off. It doesn't
bother me a particle. I'm satisfied to get along day by day, and leave
the future to itself. But I must be on my way, Ferd. Glad you like your
berth. Be sure and invite me to a ride in that car when you conclude to
get it."

Mr. Graylock was pacing up and down in that little room of his, with a
plainly perturbed face; he started as Dick entered, and looked relieved
to see him, just as if he had been entertaining a fear of having some
impatient debtor call upon him to demand an immediate settlement of his
claim under penalty of closing up his business.

A