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uly, and in the interval between those months the ships lie dismantled under sheds. [Communication.] There also is communication by the coast eastwards to Guian, northwards to Catarman, and sometimes to Lauang. The crews consist partly of natives, and partly of foreigners, as the natives take to the sea with great reluctance; indeed, almost only when compelled to leave their villages. Samar has scarcely any other means of communication besides the navigation of the coast and rivers, the interior being roadless; and burdens have to be conveyed on the shoulders. An able-bodied porter, who receives a real and a half without food, will carry three arrobas (seventy-five pounds at most) six leagues in a day, but he cannot accomplish the same work on the following day, requiring at least one day's rest. A strong man will carry an arroba and a half daily for a distance of six leagues for a whole week. [No markets.] There are no markets in Samar and Leyte; so that whoever wishes to buy seeks what he requires in the houses, and in like manner the seller offers his goods. [Debts.] A Filipino seeking to borrow money has to give ample security and pay interest at the rate of one real for every dollar per month (twelve and one-half per cent. monthly); and it is not easy for him to borrow more than five dollars, for which sum only he is legally liable. Trade and credit are less developed in eastern and northern Samar than in the western part of the island, which keeps up a more active communication with the other inhabitants of the Archipelago. There current money is rarely lent, but only its value in goods is advanced at the rate of a real per dollar per mensem. If the debtor fails to pay within the time appointed, he frequently has to part with one of his children, who is obliged to serve the lender for his bare food, without wages, until the debt has been extinguished. I saw a young man who had so served for the term of five years, in liquidation of a debt of five dollars which his father, who had formerly been a gobernadorcillo in Paranas, owed to a mestizo in Catbalogan; and on the east coast a pretty young girl, who, for a debt of three dollars due by her father, had then, for two years, served a native, who had the reputation of being a spendthrift. I was shown in Borongan a coconut plantation of three hundred trees, which was pledged for a debt of ten dollars about twenty years ago, since which period it had been used by t
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