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ELLE MARY FINALY THE LOAVES OF BLACK BREAD _Tu tibi divitias stolidissime congeris amplas, Negasque micam pauperi; Advenit ecce dies qua saevis ignibus ardens Rogabis aquae guttulam._[1] (_Navis stultifera_, Sebastian Brandt, 1507, fol, xix.) [Footnote 1: "You heap up in your folly ample riches for yourself, and refuse a crumb of bread to the poor man; lo! the day is at hand when burning in cruel flames, you shall beg for a drop of water."--_Ship of Fools._] In those days Nicolas Nerli was a banker in the noble city of Florence. Tierce was no sooner sounded than he was at his desk, and at nones he was seated there still, poring all day long over the figures he wrote in his table-books. He lent money to the Emperor and to the Pope. And if he did not lend to the Devil, it was only because he was afraid of bad debts with him they call the Wily One, and who is full of cunning and trickery. Nicolas Nerli was bold and unscrupulous; he had won great riches and robbed many folks of their own. Wherefore he was highly honoured in the city of Florence. He dwelt in a Palace where the light of God's day entered only by narrow windows; and this was a wise precaution, for the rich man's house must be a castle, and they who possess much wealth do well to defend by force what they have gotten by cunning. Accordingly the windows were guarded with bars and the doors with chains. Outside, the walls were painted in fresco by clever craftsmen, who had depicted thereon the Virtues under the likeness of women, the Patriarchs, the Prophets and the Kings of Israel. Tapestries hung in the rooms within, displaying the histories of Alexander and Tristram, as they are told us in legends. Nicolas Nerli set all the city talking of his wealth by the pious foundations he established. He had raised an Hospital beyond the walls, the frieze of which, carved and painted, represented the most honourable actions of his own life; in gratitude for the sums of money he had given towards the completion of Santa Maria Novella, his portrait was suspended in the choir of that Church. In it he was shown kneeling, with praying hands, at the feet of the Blessed Virgin, easily recognizable by his cap of red worsted, his furred hood, his yellow face swimming in fatness and his little keen eyes. His good wife, Monna Bismantova, a worthy-looking woman with a mournful air, and seeming as though no man could ever have taken aught of pleasure w
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