as an investment and
go into the railroad business."

"Good for you, Smith!" he heartily exclaimed. "Mark my prediction; N.O.
& G. will go to 200 before the first of the year. You've done fairly
well for a beginner, my boy. Your investment and the contributions of
the wicked 'conspirators' net you between five and six millions. That's
better than sweating over that 'Bronze Gent,' now isn't it?"

The magnitude of my winnings nearly took my breath, and I fear that my
expression and words showed it.

"You'll have to get out of here now, Smith," said Mr. Harding, glancing
at his watch. "Take the folks for a ride or something to entertain them,
and come back here at 5:30. Then we'll all go to dinner somewhere and
take the nine o'clock train for Woodvale."

ENTRY NO. XXI

I AM ENTIRELY SATISFIED

For an hour I have been seated at a table on the veranda of the Woodvale
club house looking over the pages of this diary.

Certainly I am entitled to a new sobriquet. As a youngster I was called
"Socks Smith." In more recent years I have been hailed as "Foxy Old
Smith," and by a few friends as "Old Prog. Smith," but as I review my
record for the past two months it seems to me that I am fairly entitled
to be called "Lucky Smith."

Of least importance, but none the less satisfying has been the wonderful
improvement in my golf game. I am driving as long a ball as any club
member. I have won the club championship and the Harding Trophy. I hold
the low amateur score for the course, and only yesterday came within a
stroke of defeating Wallace. I must admit that the poor chap was off his
game. He is still thinking of Miss Lawrence. It's a shame the way she
led him on, but he is young and will get over it.

It was my privilege to be instrumental in saving Mr. Harding's life from
the mad rush of that bull. I showed a little judgment and nerve,
perhaps, but luck gave me the opportunity.

Every incident preceding, during and after that tornado was in my
favour. Even my mistakes resulted to my advantage. Fate smiled on me
through the awful fury of that tempest.

These fortuitous happenings and incidents are nothing compared with one
consideration which makes me the happiest man in the world. It is not
that I made a lucky venture in stocks and acquired more millions than
all of my ancestors ever possessed. That is something, of course, but I
had enough money for any rational human being before this flood of
wealth poured in