RATCHLEY, M.A., F.R.A.S., Actuary.

Now ready, price 10s. 6d., Second Edition, with material additions.
INDUSTRIAL INVESTMENT and EMIGRATION: being a TREATISE ON BENEFIT BUILDING
SOCIETIES, and on the General Principles of Land Investment, exemplified in
the Cases of Freehold Land Societies, Building Companies, &c. With a
Mathematical Appendix on Compound Interest and Life Assurance. By ARTHUR
SCRATCHLEY, M.A., Actuary to the Western Life Assurance Society, 3.
Parliament Street, London.

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PHOTOGRAPHIC INSTITUTION.--An EXHIBITION of PICTURES, by the most
celebrated French, Italian, and English Photographers, embracing Views of
the principal Countries and Cities of Europe, is now OPEN. Admission 6d. A
Portrait taken by MR. TALBOT'S Patent Process, One Guinea; Three extra
Copies for 10s.

PHOTOGRAPHIC INSTITUTION, 168. NEW BOND STREET.

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DAGUERREOTYPE MATERIALS.--Plates. Cases. Passepartoutes. Best and Cheapest.
To be had in great variety at

McMILLAN'S Wholesale Depot, 132. Fleet Street.

Price List Gratis.

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BENNETT'S MODEL WATCH, as shown at the GREAT EXHIBITION, No. 1. Class X.,
in Gold and Silver Cases, in five qualities, and adapted to all Climates,
may now be had at the MANUFACTORY, 65. CHEAPSIDE. Superior Gold London-made
Patent Levers, 17, 15, and 12 guineas. Ditto, in Silver Cases, 8, 6, and 4
guineas. First-rate Geneva Levers, in Gold Cases, 12, 10, and 8 guineas.
Ditto, in Silver Cases, 8, 6, and 5 guineas. Superior Lever, with
Chronometer Balance, Gold, 27, 23, and 19 guineas. Bennett's Pocket
Chronometer, Gold, 50 guineas, Silver, 40 guineas. Every Watch skilfully
examined, timed, and its performance guaranteed. Barometers, 2l., 3l., and
4l. Thermometers from 1s. each.

BENNETT, Watch, Clock, and Instrument Maker to the Royal Observatory, the
Board of Ordnance, the Admiralty, and the Queen,

65. CHEAPSIDE.

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PHOTOGRAPHIC PICTURES.--A Selection of the above beautiful Productions
(comprising Views in VENICE, PARIS, RUSSIA, NUBIA, &c.) may be seen at
BLAND & LONG'S, 153. Fleet Street, where may also be procured Apparatus of
every Description, and pure Chemicals for the practice of Photography in
all its Branches.

Calotype, Daguerreotype, and Glass Pictures for the Stereoscope.

*** Catalogues may be had on application.