nd probably will; but if you don't you ought to pay it."

"I will, sometime."

"I really should be glad if I could wait till then, but, as it happens,
I have pressing need of the money."

"But if I can't pay it?"

"Then I shall feel obliged to call on your father, and ask him to pay
me."

"You wouldn't do that!" said Philip, panic-stricken.

"I shall feel obliged to. It is only a trifle, and he will probably pay
it, giving you a little lecture, perhaps, but nothing worse."

"You don't know him," said Philip, uncomfortably. "He will be awful mad.
He had a cousin who was a gambler, and he has often warned me against
gambling."

"I don't approve of gambling myself," said Congreve; "but there is a
difference between that and a little stake on a game of cards to make it
interesting."

"I don't think father would see any difference," suggested Philip, who
did not himself understand what difference there could be.

It is hardly necessary to say to my young readers that common sense is
the best teacher in such matters, and that no difference appears to
common sense between gambling at cards and gambling in any other form.

"Oh, well, you know best about that. Then it would be better that I
shouldn't say anything to the old man?"

"No; don't say anything to him about it," said Philip, eagerly.

"I won't--that is, if you pay me the money in three days."

"But how can I do it?" asked Philip, in fresh dismay.

"Put a bond in my hands, then, and I will dispose of it and give you the
balance. You only owe me twenty-three dollars, and a fifty-dollar bond
would leave you a handsome surplus. If it were a hundred-dollar bond it
would be all the better. Think of having seventy-five dollars or more at
your command."

The prospect was tantalizing, but Philip still felt afraid to
appropriate one of his father's bonds. If it had been a fear of doing
wrong, I should be glad to say so, but it was more a fear of
consequences.

"After all," he said, "perhaps I may win it back, and then there won't
be any need of raising money. You said you would give me the chance."

"So I will. You can come to my room now, if you like, and try your
luck."

So Philip went, like a fly into the spider's parlor, and the natural
result followed.

When he left the hotel he had increased his debt to forty dollars, and
the prospect looked darker than ever.

As he walked home, it is doubtful if he did not feel more uncomfortable
than our unfor