renounced her faith-healing, or was she only opposed to
the Christian Science imposture? Or did she think that medicine should
be called in after an appeal to Heaven had failed? If he had felt that
there was any probability of a renewal of his engagement with Phillida,
he could have wished that she might not yet have given up her career as
a faith-doctor. He would then have a chance to prove to her that he was
not too cowardly to endure reproach for her sake. But, from the way
Agatha spoke, it must be that Philip Gouverneur was now in favor rather
than he. Nothing had been more evident to him than that Philip was in
love with his cousin. What was to be expected but that Philip, with the
advantage of cousinly intimacy, should urge his suit, once Phillida was
free from her engagement?

But all his other anxieties were swallowed up in the one fear that she
who had ventured her life for others so bravely might have sacrificed
it. Millard was uneasy the night long, and before he went to the bank he
called again at the Callender house. He was glad that it was Sarah, and
not Agatha, who came to the door. He sent in a card to Mrs. Callender
with the words, "Kind inquiries," written on it, and received through
Sarah the reply that Mrs. Callender was much obliged to him for
inquiring, and that Miss Callender had diphtheria and was not so well as
yesterday.

The cashier of the Bank of Manhadoes was not happy that day. He threw
himself into his business with an energy that seemed feverish. He did
not feel that it would be proper for him to call again before the next
morning; it would seem like trying to take advantage of Phillida's
illness. But, with such a life in jeopardy, how could his impatience
delay till morning?

Just before three o'clock the Hilbrough carriage stopped at the bank.
Mrs. Hilbrough had come to take up her husband for a drive. Hilbrough
was engaged with some one in the inner office, which he had occupied
since Masters had virtually retired from the bank. Millard saw the
carriage from his window, and, with more than his usual gallantry,
quitted his desk to assist Mrs. Hilbrough to alight. But she declined to
come in; she would wait in the carriage for Mr. Hilbrough.

"Did you know of Miss Callender's illness?" he asked.

"No; is it anything serious?" Mrs. Hilbrough showed a sincere
solicitude.

"Diphtheria," he said. "I called there this morning. Mrs. Callender sent
word that Phillida was not so well as