large draft on his home bank. After an instant's pause
the request was granted. Years later the merchant again saw the
accommodating banker, and asked why a stranger was given such a large
sum. "In plain truth, it was just your honest face, and nothing else,"
was the reply. On another trip abroad the merchant had a similar
experience. During a thunderstorm he took refuge with his wife in a
curio shop. The English-speaking woman in charge was so cordial, and her
goods were so pleasing, that the visitor said he would have liked to
make some purchase, but his remaining funds were not more than
sufficient for his journey home. The reply was: "Take whatever you
please, sir. No one could look in your face and distrust you."

A similar story was told by a Russian Jew who entered New York a
penniless immigrant. After a disheartening period of working in the
sweatshop he saw an opportunity to start in business for himself. But he
had no capital. At a venture he asked a business man to trust him for
the stock in trade. After gazing at him closely the man said, "You have
a credit face, so I will do as you ask."

It is worth while to have a face that insures confidence. But let it be
remembered that the possession of such a face is not an accident; it
belongs only to those who have the courage to think honestly, deal
fairly and live truly.

V

FINDING HIS LIFE

During the boyhood of Charles Abraham Hart, who was later the youngest
soldier in the War with Spain, he was on confidential terms with his
mother. One day when they were visiting together, she asked him about
something that had happened the winter before, which she was unable to
understand. His father had given to him and to his brothers two dollars
each to spend for Christmas presents. William spent the entire sum, but
Charles bought cheap presents, and it was evident that he had kept back
a part of the amount. Other members of the family misunderstood him, but
his mother thought she knew him well enough to be sure he had done
nothing selfish.

The record of the conversation between mother and son is told in the
boy's biography:

"The presents you bought were very cheap presents," she said to him. "I
don't think they could have cost more than seventy-five cents."

"They cost sixty-five cents," he told her.

"And your father asked what you had done with the rest of your money,
and you said you didn't want to tell him."

"Yes, I remember that father thought I