. A little girl, whom I know, has determined to make a
shirt for one of them. I am sure it will be acceptable; for,
frequently, when they first go to the lodging-house, they are so
filthy that something must be given them to make them decent. Perhaps
other children may like to do something to benefit those needy ones,
who have no father nor mother to take care of them and provide for
their wants.

PART II.

When the bank was opened, the first of November it was found to
contain seventy-nine dollars and eleven cents! This sum of money had
been saved in seven weeks, by twenty-four boys. They were quite
astonished at their own success. They learned the lesson by personal
experience, that if they took care of the pennies, the shillings would
take care of themselves. Some of them had saved enough to buy a new
suit of clothes, others enough for pantaloons, and others for a cap or
shoes. They were advised not to spend their money hastily; but a few
were too impatient to wait, and the same evening they received it they
went out to make their purchases. Others laid by their money till
morning.

The news-boys found it was so much better for them to put their money
in the bank, than to spend it in gaming, or for cigars, or in other
useless ways, that they voted to close it again, not to be opened till
December. During the month of November, nineteen boys saved
sixty-three dollars and forty-seven cents. One of them had put in
thirteen dollars. He did not spend it all for himself, but gave a part
of it to his mother to pay her rent.

The boys were delighted with their wealth. "No hard times here!" they
cried. "Money isn't tight with us. There is plenty of it."

One of the boys purchased an entire suit of clothes; and when he made
his appearance among the others, in his nice blue jacket, with bright
buttons, his pantaloons to match, and his blue navy-cap, he was
greeted with cheers. One and another examined his wardrobe, and all
enjoyed his success. "Who are you? Who'd think this was Charley ----? Is
this a news-boy? Who'd believe this was a news-boy?" and various other
exclamations escaped from them. "Charley has done well this time."
Yes, Charley did well, and he will not soon forget the lesson he
learned that month. He knows more of the true use of money than ever
before.

The first of December the boys voted to keep the bank closed till the
third of January. They decided not to have it opened on the first,
because ther