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and ninety pounds. Her net savings were therefore at the rate of about a hundred and fifty a year; but she had been wonderfully lucky, and nothing said that age, illness or such misadventures as she classed under professional risk, might not nullify her efforts in a week. There was wear and tear of clothes too: the trousseau presented her by Cairns had been good throughout but some of the linen was beginning to show signs of wear; boots and shoes wanted renewing; there were winter garments to buy and new furs. 'I shall have stone martin,' she reflected. Then her mind ran complacently for a while on a picture of herself in stone martin; a pity she couldn't run to sables. She brought herself back with a jerk to her consideration of ways and means. The situation was really not brilliant. Of course she was extravagant in a way. Eighty-five pounds rent; thirty pounds in rates and taxes, without counting income tax which might be anything, for she dared not protest; two servants--all that was too much. It was quite impossible to run the house under five hundred a year, and clothes must run into an extra hundred. 'I could give it up,' she thought. But the idea disappeared at once. A flat would be cheaper, but it meant unending difficulties; it was not for nothing that Zoe, Lissa and Duckie envied her. And the rose-covered pergola! Besides it would mean saving a hundred a year or so; and, from her point of view, even two hundred and fifty a year was not worth saving. She was nearly twenty-eight, and could count on no more than between eight and twelve years of great attractiveness. This meant that, with the best of luck, she could not hope to amass much more than three thousand pounds. And then? Weston-super-Mare and thirty years in a boarding-house? She was still full of hesitation and doubt as she greeted Betty at lunch. This was a great Sunday treat for the gentle P. R. R. girl. When she had taken off her coat and hat, she used to settle in an arm-chair with an intimate feeling of peace and protection. This particular day Betty did not settle down as usual, though the cushions looked soft and tempting and a clear fire burned in the grate. Victoria watched her for a moment. How exquisite and delicate this girl looked; tall, very slim and rounded. Betty had placed one hand on the mantelpiece, a small long hand rather coarsened at the finger tips, one foot on the fender. It was a little foot, arched and neat in the cheap
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