. 135

CHAPTER XIII.
IN WHICH PHIL LOOKS INTO THE OPERATIONS OF THE JUNIOR
PARTNER. 146

CHAPTER XIV.
IN WHICH PHIL MEETS WITH A SERIOUS CATASTROPHE. 158

CHAPTER XV.
IN WHICH PHIL GOES TO WORK IN THE COOK-ROOM OF THE MARIAN. 170

CHAPTER XVI.
IN WHICH PHIL PROMISES NOT TO DESERT MISS COLLINGSBY. 182

CHAPTER XVII.
IN WHICH PHIL PUTS A CHECK ON THE OPERATIONS OF MR. BEN
WATERFORD. 194

CHAPTER XVIII.
IN WHICH PHIL PROTESTS WITH THE BOAT-HOOK, BUT IS PROTESTED. 205

CHAPTER XIX.
IN WHICH PHIL PROFITS BY CIRCUMSTANCES, AND WEIGHS ANCHOR
IN THE MARIAN. 218

CHAPTER XX.
IN WHICH PHIL SAILS THE MARIAN ACROSS LAKE MICHIGAN. 229

CHAPTER XXI.
IN WHICH PHIL ANSWERS SOME INQUIRIES ABOUT THE FAWN, AND
OTHER MATTERS. 241

CHAPTER XXII.
IN WHICH PHIL IS BEWILDERED, AND THE MARIAN SAILS FOR
CHICAGO. 252

CHAPTER XXIII.
IN WHICH PHIL, IN THE MARIAN, GETS THE WEATHER-GAGE OF
THE FLORINA. 264

CHAPTER XXIV.
IN WHICH PHIL GOES TO SLEEP, AND HIS SEVEREST CATASTROPHE
COMES. 275

CHAPTER XXV.
IN WHICH PHIL SUFFERS MUCH PAIN, AND MARIAN IS VERY
RESOLUTE. 287

CHAPTER XXVI.
IN WHICH PHIL FINDS THE TABLES TURNED, AND THE MARIAN RUNS
INTO CHICAGO RIVER. 298

CHAPTER XXVII.
IN WHICH PHIL VISITS MR. COLLINGSBY AGAIN, AND IS A HERO
IN SPITE OF HIMSELF. 309

CHAPTER XXVIII.
IN WHICH PHIL MORALIZES UPON WORLDLY WISDOM, AND BIDS
FAREWELL TO DESK AND DEBIT. 321

DESK AND DEBIT;
OR,
THE CATASTROPHES OF A CLERK.

CHAPTER I.

IN WHICH PHIL HAS A TALK WITH HIS FATHER, AND REVIEWS HIS PAST HISTORY.

"I must go to Chicago, father," said I, one evening, after we had been
discussing our domestic relations with more than usual earnestness.

"Why go to Chicago, Philip? What put that idea into your head?" repli