r a train attendant,
But for the glorious privilege
Of being independent.
BURNS.

"We shan't get much here," whispered a lady to her companion, as John
Murray blew out one of the two candles by whose light he had been writing
when they asked him to contribute to some benevolent object. He listened
to their story and gave one hundred dollars. "Mr. Murray, I am very
agreeably surprised," said the lady quoted; "I did not expect to get a
cent from you." The old Quaker asked the reason for her opinion; and,
when told, said, "That, ladies, is the reason I am able to let you have
the hundred dollars. It is by practicing economy that I save up money
with which to do charitable actions. One candle is enough to talk by."

* * * * * *

[Illustration: ALEXANDER HAMILTON]

"The Moses of Colonial Finance."

"Poverty is a condition which no man should accept, unless it is forced
upon him as an inexorable necessity or as the alternative of dishonor."

"Comfort and independence abide with those who can postpone their
desires."

* * * * * *

Emerson relates the following anecdote: "An opulent merchant in Boston
was called on by a friend in behalf of a charity. At that time he was
admonishing his clerk for using whole wafers instead of halves; his
friend thought the circumstance unpropitious; but to his surprise, on
listening to the appeal, the merchant subscribed five hundred dollars.
The applicant expressed his astonishment that any person who was so
particular about half a wafer should present five hundred dollars to a
charity; but the merchant said, "It is by saving half wafers, and
attending to such little things, that I have now something to give."

"How did you acquire your great fortune?" asked a friend of Lampis, the
shipowner. "My great fortune, easily," was the reply, "my small one, by
dint of exertion."

Four years from the time Marshall Field left the rocky New England farm
to seek his fortune in Chicago he was admitted as a partner in the firm
of Coaley, Farwell & Co. The only reason the modest young man gave, to
explain his promotion when he had neither backing, wealth, nor influence,
was that he saved his money.

If a man will begin at the age of twenty and lay by twenty-six cents
every working day, investing at seven per cent. compound interest, he
will have thirty-two thousand dollars when he is seventy years old.
Twenty