in it, or its contents.

Your cousin Jonathan has left school, and is working on the farm. I
feel _so_ glad that he has no extravagant tastes, but inherits the
careful and economical habits of his mother and myself. I am sure
he will never waste or squander the little property which I hope to
leave him.

"I don't believe he will," thought Frank, "for he is about as mean as
his mother, and that is saying a good deal."

Your aunt and I hope that you will steer clear of the temptations
of the city. Do not seek after vain amusements, but live a sober
life, never spending a cent unnecessarily, and you will in time
become a prosperous man. I would invite you to come and stop with
us over Sunday, but for the railroad fare, which is high. It will
be better to save your money, and put off the visit till you can
afford it.

Your uncle,
PELATIAH KAVANAGH.

Reading this letter, it would hardly be supposed that the writer owned
ten thousand dollars in stocks, bonds, and mortgages, over and above an
excellent farm. Such, however, was the worldly position of the man who
sent Frank to the city in quest of a living, because he could not afford
to provide for him. With some men prudence is a virtue; with Deacon
Pelatiah Kavanagh it was carried so far as to be a positive defect.

CHAPTER XXI.

FRANK'S FIRST DISCOVERY.

So far as Frank could observe, Mr. Haynes was an active, energetic
salesman. He appeared to understand his duties thoroughly, and to go
about them in a straightforward manner. So far as his personal habits
were concerned, they seemed irreproachable. He was neatly but plainly
dressed, wore no jewelry, and carried a plain silver watch, which, when
new, probably did not cost over twenty dollars.

Frank had no difficulty in ascertaining where he lived. It was in a
brick house, on Waverley place, very unpretentious and certainly not
fashionable. In order to find out how much he paid for his
accommodations Frank visited the house on pretence of being in search of
board.

"We have a hall bed-room on the third floor, at five dollars a week,
including board," said the landlady. "How would that suit you?"

"I may have a friend board with me," said Frank. "In that case we should
need a large room. Have you any vacant?"

"There is the front room on the third floor. We would let it to two
gentlemen at eleven dollars for the two."

"Isn't the