your time, Lily Ludlow. I'm past eighty, and you
may find me dead in my bed some morning. I have not a stiver to leave
any one; so don't you count on that. I can hardly pay my own way."

Still she had every luxury for herself; for years she had considered
nothing but her own wants and indulgences.

Poor Jim! In his young mannishness he was quite sure there was no danger
of falling in love; of course such a thing would be wildest folly. But
Lily was very fascinating and very flattering. She put it on the score
of old friendship; but, with a coquette's ardour, she did enjoy the
young fellow's struggles to keep himself on a firm footing. And when he
saw Gaynor's attentions, and listened to Weir's rhapsodies, a passion of
boyish jealousy sprang up in his heart.

Miss Lily kept her other admirers out of the way, except as she might
meet them at dances or whist parties. She was not much in love with Mr.
Lewis; he was slow and really conceited, and, for a young man, rather
careful of his money. If she only dared run the risk, and take Mr. Weir,
who was to finish his college course in the summer! And then arose a new
star on her horizon.

Mr. Williamson was forty and a widower; but he drove an elegant pair of
bays, belonged to a club, and had apartments at a hotel. She tried
captivating simplicity, and succeeded, to her great surprise, though she
knew his habits were not irreproachable. She had begged of Mr. Lewis a
little time for consideration, when one morning Mr. Williamson
astonished her by a call, and an offer of his hand and fortune.

Miss Ludlow did not show her amazement, neither did she jump at the
offer. She was very delicately surprised. Was he quite certain of his
wishes? And--it was so unexpected!

So certain indeed that he would bring her a ring that very afternoon,
and take her out driving,--a man of his years not to know his own mind!

She could hardly believe her good fortune. For a fortnight she
engineered her way skilfully, still keeping Mr. Lewis in reserve. And
then she was convinced, and dismissed him.

"Guess who is engaged?" Harry Gaynor cried, one morning. "I never was so
beat in my life! Jim, maybe this will hit you hard. Seems to me you've
been rather distraught of late and sighing like a furnace."

"These exams are enough to make any one sigh. And I am way behind. I
must study day and night."

"There are always engagements at this season, and weddings at Easter,"
returned Weir, laughingl