advisers. These and some other minor amusements had preyed deleteriously
upon my purse. In fact, I had not the ready; and as every tradesman
throughout Glasgow was quaking in his shoes at the panic, and
inconveniently eager to realise, I began to feel the reverse of
comfortable, and was shy of showing myself in Buchanan Street. Several
documents of a suspicious appearance--owing to the beastly practice of
wafering, which is still adhered to by a certain class of
correspondents--were lying upon my table at the moment when Bob entered. I
could see that the villain comprehended their nature at a glance; but
there was no use in attempting to mystify him. The Political Economist
was, as I was well aware, in very much the same predicament as myself.

"To tell you the truth, M'Corkindale, I have not opened a share-list for a
week. The faces of some of our friends are quite long enough to serve as a
tolerable exponent of the market; and I saw Grabbie pass about five
minutes ago with a yard of misery in his visage. But what's the news?"

"Every thing that is bad! Total stoppage expected in a week, and the mills
already put upon short time."

"You don't say so!"

"It is a fact. Dunshunner, this infernal tampering with the currency will
be the ruin of every mother's son of us!"--and here Bob, in a fit of
indignant enthusiasm, commenced a vivid harangue upon the principles of
contraction and expansion, bullion, the metallic standard, and the bank
reserves, which no doubt was extremely sound, but which I shall not
recapitulate to the reader.

"That's all very well, Bob," said I--"very good in theory, but we should
confine ourselves at present to practice. The main question seems to me to
be this. How are we to get out of our present fix? I presume you are not
at present afflicted with a remarkable plethory of cash?"

"Every farthing I have in the world is locked up in a falling line."

"Any debts?"

"Not many; but quite enough to make me meditate a temporary retirement to
Boulogne."

"I believe you are better off than I am. I not only owe money, but am
terribly bothered about some bills."

"That's awkward. Would it not be advisable to bolt?"

"I don't think so. You used to tell me, Bob, that credit was the next best
thing to capital. Now, I don't despair of redeeming my capital yet, if I
can only keep up my credit."

"Right, undoubtedly, as you generally are. Do you know, Dunshunner, you
deserve credit for your notions