respecting
those Institutions which are constituted, and likely I trust to be
protected, to provide for the safe custody and accumulation of the
small savings of the industrious classes of Society.

The greater part of such accumulations may be considered as funds
rescued from unproductive consumption, to be laid out productively
in various important branches of industry; and whilst, therefore,
in this view, the provident Institutions deserve encouragement from
all classes, they more particularly suggest to the gentlemen acting
in the different Emigrant and Agricultural Societies, and to the
employers of Agricultural Labours generally, the co-operation which
may be expected from _Savings' Banks_ in encouraging, by enabling,
all industrious persons, soon to enter with advantage on the
cultivation of the Soil, as proprietors of Land.

The poor Emigrant, for instance, who comes to the country destitute
of pecuniary means, and who should always be met and welcomed with
a great deal of charitable attention and protection, should be
told, that to enter on the laborious enterprize of clearing a Lot,
in the wilderness, without Capital, would be to entangle himself in
very considerable difficulty. The best course which such a person
can pursue, would be to avail himself of the assistance, which it
should be a main object of all Emigrant Societies to provide, to
procure advantageous employment in which to acquire experience of
the climate, habit of Labour, and best modes of culture; and whilst
acquiring these, to accumulate his Savings in the Savings' Banks,
in the manner that any person, who is not burthened with a large
family, may soon do, in farm service in summer, and in other
pursuits in winter.

This object will perhaps be best pursued by the Emigrant Societies
in the different parts, taking active measures to become acquainted
with the circumstances and description of Emigrants so soon as they
arrive, and entering in a Book, their names, age, trade or
occupation, objects, and the means they may possess of pursuing
these. From those entries of the circumstances and condition of the
Individuals, Emigrant Societies would be competent to give them
counsel and protection. If the Emigrant's desire should be to
Agricultural pursuits, which will commonly be the case, but that he
h