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tness and its sparkle, it neither detracts from the flavour nor the strength of the beverage. At the same time, when I begin to froth up, don't expect me to sober down before twenty-four hours. So take your hat, come along into town, and thank your stars that you have been able to delight the heart of a man who's trying to get a bill discounted. Now hear me, Jack,' said he, as we descended the stairs; 'if you expect me to conduct myself with becoming gravity and decorum, you had better avoid any mention of the Rooneys for the rest of the day. And now to business!' As we proceeded down Dame Street my friend scientifically explained to me the various modes there were of obtaining money on loan. 'I don't speak,' said he, 'of those cases where a man has landed security, or property of one kind or other, or even expectations, because all these are easy--the mere rule of three in financial arithmetic What I mean are the decimal fractions of a man's difficulties, when, with as many writs against him as would make a carpet for his bedroom, he can still go out with an empty pocket in the morning and come back with it furnished at night. And now to begin. The maxims of the sporting world are singularly applicable to the practice before us. You're told that before you enter a preserve your first duty is to see that your gun is properly loaded--all the better if it be a double-barrelled one. Now, look here'--as he spoke he drew from his sabretache five bills for one hundred pounds each; 'you see I am similarly prepared. The game may get up at any moment, and not find me at half-cock; and although I only go out for a single bird--that is, but one hundred, yet, if by good-luck I flush a covey, you see I am ready for them all. The doctrine of chances shows us that five to one is better than an even bet; so, by scattering these five bills in different directions, the odds are exactly so many in my favour that I raise a hundred somewhere.' 'And now,' said I, 'where does the game lie?' 'I'm coming to that, Jack. Your rich preserves are all about the neighbourhood of Clare Street, Park Street, Merrion Street, and that direction. With them, alas! I have nothing to do. My broad acres have long since taken wings to themselves; and I fear a mortgage upon Mount O'Grady, as it at present exists, would be a poor remedy for an empty pocket. The rich money-lenders despise poor devils like me; they love not contingencies; and, as Macbeth says, "
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