on of total depravity in the convert, and a
profound belief in the dogmas. It was not long before these settlers
observed that in dealing with a class-leader they had to be more
cautious and guarded against being cheated than in like transactions
with the godless.

However, those simple souls upon the border did not differ much from our
humanity of to-day. Poor human nature is prone to love in the form
itself the object for which the form was created. The white-chokered
leader of Sunday-schools who flees to Canada with the cash of the bank
where he was cashier is no more of a hypocrite than the president and
directors. Religion to all these is one thing, moral conduct quite
another. They are on a par with the bandit of Italy who hears mass, goes
to confession, and has prayers said in his behalf before going out to
rob and murder. Nor do they differ from the committee of negroes that
waited on their white preacher and begged him to stop for one Sunday
talking about lying and stealing, and "gib 'em one day ob good
ole-fashioned glory-to-God religion."

_Men and Measures of Half a Century_, by Hugh McCulloch (Charles
Scribner's Sons).--Here is a name that will loom up in the hereafter as
that of one of the ablest financiers given our country. It is lost now
in the yet lingering glare and blare of war, where little men, magnified
by newspapers to gigantic generals, famous for the wanton slaughter of
their own men, absorb public attention.

Mr. McCulloch was called to the Secretaryship of the Treasury by
President Lincoln, and continued there by Lincoln's successor, Andrew
Johnson. It was the hard task of Mr. McCulloch to rectify the errors of
Salmon P. Chase. This great man had won success for the government in
the war with the South on his financial blunders. Finding capital so
unpatriotic that it would loan the government no money so long as the
conflict was in doubt, Chase appealed to the people, and made his loans
from them in the shape of promises to pay in the currency. While the
soldiers in the field and the average citizen took a patriotic pride in
accepting this currency at par, the financiers were as busy as Satan in
depreciating it, until the Secretary was driven to buying up those
money-getters. They drove a hard bargain with the oppressed Secretary,
and this bargain ended in turning over a large part of the fiscal agency
of the government, and all the currency, to nearly two thousand
corporations.

When