fast, and it is precious time to me, I know. Lead
on, Spirit!"

The Phantom moved away as it had come towards him.
Scrooge followed in the shadow of its dress, which bore him
up, he thought, and carried him along.

They scarcely seemed to enter the city; for the city rather
seemed to spring up about them, and encompass them of its
own act. But there they were, in the heart of it; on
'Change, amongst the merchants; who hurried up and down,
and chinked the money in their pockets, and conversed in
groups, and looked at their watches, and trifled thoughtfully
with their great gold seals; and so forth, as Scrooge had
seen them often.

The Spirit stopped beside one little knot of business men.
Observing that the hand was pointed to them, Scrooge
advanced to listen to their talk.

"No," said a great fat man with a monstrous chin, "I
don't know much about it, either way. I only know he's
dead."

"When did he die?" inquired another.

"Last night, I believe."

"Why, what was the matter with him?" asked a third,
taking a vast quantity of snuff out of a very large snuff-box.
"I thought he'd never die."

"God knows," said the first, with a yawn.

"What has he done with his money?" asked a red-faced
gentleman with a pendulous excrescence on the end of his
nose, that shook like the gills of a turkey-cock.

"I haven't heard," said the man with the large chin,
yawning again. "Left it to his company, perhaps. He hasn't
left it to me. That's all I know."

This pleasantry was received with a general laugh.

"It's likely to be a very cheap funeral," said the same
speaker; "for upon my life I don't know of anybody to go
to it. Suppose we make up a party and volunteer?"

"I don't mind going if a lunch is provided," observed the
gentleman with the excrescence on his nose. "But I must
be fed, if I make one."

Another laugh.

"Well, I am the most disinterested among you, after all,"
said the first speaker, "for I never wear black gloves, and I
never eat lunch. But I'll offer to go, if anybody else will.
When I come to think of it, I'm not at all sure that I wasn't
his most particular friend; for we used to stop and speak
whenever we met. Bye, bye!"

Speakers and listeners strolled away, and mixed with
other groups. Scrooge knew the men, and looked towards the
Spirit for an explanation.

The Phantom glided on into a street. Its finger pointed
to two persons meeting. Scrooge listened again, thinking
that the explanat