a half dollars, invested so safely that it
can yield you but two per cent. If the fault of your ill
success lies with anybody it lies with me, and I blame myself
bitterly for it many times as I write this letter.

"Remember, first, last and always, that I want you to be
happy."

Bobby passed the letter to Agnes and the envelope to Chalmers.

"This is a little premature," he said, smiling at both of them, "for
I'm not applying for the sixth portion."

Agnes looked up at him in surprise.

"Not applying for it?"

"No," he declared, "I don't want it. I understand there is a provision
that I can not use two of these portions in the same business."

Both Chalmers and Agnes nodded.

"I don't want money for any other business than the _Bulletin_,"
declared Bobby, "and if my father has it fixed so that he won't help
me as I want to be helped, I don't want it at all."

"There is another provision about which you perhaps don't know,"
Chalmers informed him; "if you refuse this money it reverts to the
main fund."

Bobby studied this over thoughtfully.

"Let it revert," said he. "I'll sink or swim right here."

The next day he went to his bank and tried to borrow money. They liked
Bobby very much indeed over at the bank. He was a vigorous young man,
a young man of affairs, a young man who had won a great public
victory, a young man whom it was generally admitted had done the city
an incalculable amount of good; but they could not accept Bobby nor
the _Bulletin_ as a business proposition. Had they not seen the
original fund dwindle and dwindle for two years until now there was
nothing left? Wouldn't another fund dwindle likewise? It is no part of
a bank's desire to foreclose upon securities. They are quite well
satisfied with just the plain interest. Moreover, the _Bulletin_
wasn't such heavy security, anyhow.

Bobby tried another bank with like results, and also some of his firm
business friends at the Traders' Club. In the midst of his dilemma
President De Graff of the First National came to him.

"I understand you have been trying to borrow some money, Burnit?"

It sounded to Bobby as if De Graff had come to gloat over him, since
he had been instrumental in dragging De Graff and the First National
through the mire.

"Yes, sir, I have," he nevertheless answered steadily.

"Why didn't you come to us?" demanded De Graff.

"To you?" said Bobby, amazed. "I never thought of you in that
connect