you got to admit they ain't
throwing their money into the street. Henry is showing me just now a
bankbook which in the last nine months he is putting away eighteen
hundred dollars."

"That's all right, Abe," Morris said. "If he would be from _unsere
Leute_, y'understand, instead he is putting the money in savings bank
and getting 3 per cent. interest, he would invest it in something else
and make it pretty near double itself soon."

"What d'ye mean, 3 per cent. interest?" Abe retorted. "Henry's got his
money in a bank which they are paying him 5 per cent. compounded every
three months. Henry ain't no fool, Mawruss."

"Five per cent.!" Morris exclaimed. "What for a bank would pay 5 per
cent. interest, Abe?"

"I don't know what for a bank pays 5 per cent., Mawruss," Abe replied,
"but you could take it from me, Mawruss, the way Sam Feder discounts
perfectly good A number one accounts for them depositors of his when
they are a little short, Mawruss, not only could the Kosciusko Bank
afford to pay five per cent., Mawruss, but they could also give 6 or 7,
and still Sam Feder's wife wouldn't got to pawn none of her diamonds."

"Does he deposit his money with Feder?" Morris asked.

"Yow, he deposit his money with Feder, Mawruss!" Abe replied. "He
deposits his money with a banker by the name Guy-seppy Scratch-oly."

"Guy-seppy Scratch-oly," Morris repeated. "That's a fine name for a
banker, Abe."

"Guy-seppy, that's Italian for Yosef, Mawruss," Abe explained. "And
Scratch-oly is an Italian name the same like a feller in Russland would
be called Lipschutzky. For that matter, Mawruss, Lipschutzky ain't much
of a name for a banker neither."

"No," Morris admitted, "but I'd a whole lot sooner trust my money to a
feller by the name Lipschutzky _oder_ Feder, as to one of the Scratchy
names, Abe."

"What is the difference what the banker's name is?" Abe rejoined. "Henry
says the money is all sent by his bank to a branch they got in the old
country. _Gott weiss_ what that bank couldn't get for its money in the
old country, because you know as well as I do, Mawruss, here in New York
City some business men is short oncet in a while, understand me, but
over in the old country everybody is short all the time. The way banks
does business over there, Mawruss, they make Feder's bank look like a
Free Loan Association."

"Sure, I know, Abe," Morris said gloomily, "and you mark my words, Abe,
so soon as Henry's year is up he will fo