y dollars in a year; a shilling a day to over
forty; and a dollar a day to three hundred and sixty-five. We cannot
waste our money in trifles, and yet have it to spend for substantial
benefits. The cigars you smoked in the past year; the games of
billiards you played; the ale and oysters, cakes, confections, and
fruit consumed; the rides in cars and stages; the drives and Sunday
excursions, crave only the briefest of pleasures, and left new and
less easily satisfied desires behind. It will not do, my friend, to
grant an easy indulgence to natural appetite and desire, for they
ever seek to be our masters. If we would be men--self-poised,
self-controlling, self-possessing men--we must let reason govern in
all our actions. We must be wise, prudent, just, and self-denying;
and from this rule of conduct will spring order, tranquillity of
mind, success, and true enjoyment. I think, Hoffman, that I am quite
as happy a man as you are; far happier, I am sure, at this moment;
and yet I have denied myself nearly all theses indulgences through
which you have exhausted your means and embarrassed yourself with
debt. Moreover, I have a hundred dollars clear of everything, with
which I shall take a long-desired excursion, while you will be
compelled, for lack of the very money which has been worse than
wasted, to remain a prisoner in the city. Pray, be counselled to a
different course in future."

"I would be knave or fool to need further incentive," said Hoffman,
with much bitterness. "At the rate I am going on, debt, humiliation,
and disgrace are before me. I may live up to my income without
actually wronging others--but not beyond it. As things are now going,
I am two hundred dollars worse off at the end of each year when than
I began, and, worse still, weaker as to moral purpose, while the
animal and sensual natures, from constant indulgence, have grown
stronger. I must break this thraldom now; for, a year hence, it may
be too late! Thank, you, my friend, for your plain talk. Thank you
for teaching me anew the multiplication table, I shall, assuredly,
not forget it again."

V.

WHAT CAN I DO?

HE was a poor cripple--with fingers twisted out of all useful shape,
and lower limbs paralyzed so that he had to drag them after him
wearily when he moved through the short distances that limited his
sphere of locomotion--a poor, unhappy, murmuring, and, at times,
ill-natured cripple, eating the bread which a mother's hard labor